Citibank Dividend Card


My very first credit card was a Citibank Credit Card.


Up till today, I am still using my Citibank Card. In my view, this is one of the very best credit cards on the market, with Global Worldwide recognition.

In fact, when I travel overseas, my Citibank Dividend Card – is one important card in my wallet!

Of course, when I am in Singapore, I use my Dividend Card all the time.

With a Family Car that makes regular visits to the Petrol Station, it is important to look for a Credit Card that maximises ones money.


Citibank has a tie-up with Esso, that offers:

  • 5% station discount at Esso on Petrol
  • 5% Esso discount for Citibank Credit Cards
  • 5% cash back on your Citi DIVIDEND Card

This means a total of 14.5% savings on your Bill!

The best thing about the Dividend Card is that, even if you can’t find an Esso Station, you can still get 5% cash back at any Petrol Station! (whether it is Caltex, Shell, Mobil or SPC – You can get 5% cash back discount at all these stations!)


Citibank Dividend Card also offers 2% discount on all grocery shopping at Cold Storage.


And when the whole family eats out at any restaurant, the Citibank Dividend Card gives us 2% discount on all spending.


To further illustrate my point, here is a simple example to demonstrate how the cash-back structure works:

citibank example










Cash is king! And I am always delighted to receive a cheque from Citibank, as a cash rebate on all my spending!

And as a special tie-up with Citibank…they are offering ED Unloaded readers something a really special deal!

They are giving away … $$$…Yes!….

Get $40 Tangs Shopping Voucher when you apply for a Citibank Credit Card and Citibank Ready Credit Card.


Get $20 Tangs Shopping Voucher for either a Citibank Credit Card or Ready Credit

Currently, when you apply for a Citibank Credit Card..there is no such offer or promotion around…

So if you looking to apply for a card or you just need some extra spending money…I am sure there is a card that suits you and you can find out the various options here.

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